The agricultural and food production value chain is crucial for both economic development and food security, playing a vital role in global economies. Achieving sustainable financial inclusion (SFI) in this sector poses a considerable challenge. Land banking (LB) refers to the process of leasing unused land held by farmers through agreements with organizations and active farmers. This research employs structural equation modeling (SEM) to explore the relationships among key factors that influence workforce empowerment and their impact on SFI within the agri-food and land-use value chain. This framework aimed at promoting SFI develops strategies applicable across various sectors and involves investors through a responsible governance model. The research draws on insights from diverse stakeholders, such as farmers, agribusinesses, financial organizations, and policymakers, to create a comprehensive model for improving financial inclusion within the industry.

Agri-food and land-use value chain, employment and equality, sustainable financial inclusion, balanced ecosystem, affordable clean energy access

Asian Development Bank. (ADB). (2021). Empowering women in agriculture through access to finance. https://www.adb.org/sites/default/files/publication/758581/adbi-brief-women-economic-empowerment.pdf

Bue, M. C. L., & Klasen, S. (2013). Identifying synergies and complementarities between MDGs: Results from cluster analysis. Social Indicators Research, 113(2), 647–670. https://doi.org/10.1007/s11205-013-0294-y

Buse, K., & Hawkes, S. (2015). Health in the sustainable development goals: Ready for a paradigm shift? Globalization and Health, 11(1), 13. https://doi.org/10.1186/s12992-015-0098-8

CGAP. (2021). Financial inclusion and the agriculture value chain. https://www.cgap.org/financial-inclusion

Costanza, R., Fioramonti, L., & Kubiszewski, I. (2016). The UN sustainable development goals and the dynamics of well-being. Frontiers in Ecology and the Environment, 14(2), 59–59. https://doi.org/10.1002/fee.1231

Demirguc-Kunt, A., Klapper, L., Singer, D., Ansar, S., & Hess, J. (2018). The global Findex database 2017: Measuring financial inclusion and the fintech revolution. World Bank. https://academic.oup.com/wber/article/34/Supplement_1/S2/5700461

Fahy, F., & Cinnéide, M. Ó. (2009). Re-constructing the urban landscape through community mapping: An attractive prospect for sustainability? Area, 41(2), 167–175. https://doi.org/10.1111/j.1475-4762.2008.00860.x

Food and Agriculture Organization of the United Nations (FAO). (2020). The state of food and agriculture 2020. https://www.fao.org/3/cb1447en/cb1447en.pdf

Griggs, D., Stafford-Smith, M., Gaffney, O., Rockström, J., Öhman, M. C., Shyamsundar, P., Steffen, W., Glaser, G., Kanie, N., & Noble, I. (2013). Policy: Sustainable development goals for people and planet. Nature, 495(7441), 305–307. https://doi.org/10.1038/495305a

Hiç, C., Pradhan, P., Rybski, D., & Kropp, J. P. (2016). Food surplus and its climate burdens. Environmental Science & Technology, 50(8), 4269–4277. https://doi.org/10.1021/acs.est.5b05088

Klinsky, S., Sieber, R., & Meredith, T. (2010). Connecting local to global: Geographic information systems and ecological footprints as tools for sustainability. The Professional Geographer, 62(1), 84–102. https://doi.org/10.1080/00330120903404892

Mas, I., & Morawczynski, O. (2009). Designing mobile money services lessons from M-PESA. Innovations: Technology, Governance, Globalization, 4(2), 77–92.

Mathy, S., & Blanchard, O. (2016). Proposal for a poverty–adaptation–mitigation window within the green climate fund. Climate Policy, 16(6), 752–767. https://doi.org/10.1080/14693062.2015.1050348

Morduch, J., & Haley, B. (2018). Financial inclusion, financial education, and financial well-being: Evidence from rural economies. Oxford University Press, United Kingdom.

Morgan, A. D. (2009). Learning communities, cities and regions for sustainable development and global citizenship. Local Environment, 14(5), 443–459. https://doi.org/10.1080/13549830902903773

Parker, B. (2006). Constructing community through maps? Power and praxis in community mapping. The Professional Geographer, 58(4), 470–484. https://doi.org/10.1111/j.1467-9272.2006.00583.x

Sidney, J. A., Jones, A., Coberley, C., Pope, J. E., & Wells, A. (2017). The well-being valuation model: A method for monetizing the nonmarket good of individual well-being. Health Services and Outcomes Research Methodology, 17(1), 84–100. https://doi.org/10.1007/s10742-016-0161-9

Smith, P., & Olesen, J. E. (2010). Synergies between the mitigation of, and adaptation to, climate change in agriculture. The Journal of Agricultural Science, 148(5), 543–552. https://doi.org/10.1017/S0021859610000341

Trier, C., & Maiboroda, O. (2009). The Green Village project: A rural community’s journey towards sustainability. Local Environment, 14(9), 819–831. https://doi.org/10.1080/13549830903166487

Wood, J. (2005). How green is my valley? Desktop geographic information systems as a community-based participatory mapping tool. Area, 37(2), 159–170. https://doi.org/10.1111/j.1475-4762.2005.00618.x

World Bank. (2019). The Global Findex Database 2017: Measuring financial inclusion and the fintech revolution. https://openknowledge.worldbank.org/entities/publication/ed800062-e062-5a05-acdd-90429d8a5a07

World Bank. (2020). Women, business, and the law 2020. https://openknowledge.worldbank.org/entities/publication/7502ec1b-038c-557d-849d-4fc4b26ff6fb